Don't forget to factor in closing costs when considering a home sale or purchase. Jeff Miller,GRI / RE/MAX Advantage Realty is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 828-894-5454 if your needs include a professional REALTOR® ready for the business side of real estate.

Expected closing costs

There are certain typical expenses accompanying closing the sale of a house. These costs are often split between the buyer and seller, as dictated in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in North Carolina to help show you through the deal.

Loan-related closing costs    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually collected    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your transaction, not only will I work to get the optimal sales price, but I'll also push for reduced closing costs. And once we've arrived at an agreement, I'll walk you through the closing costs so you are aware of exactly where your money is going.

Buyers: When buying a home in Polk County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a tolerable range so you're not shocked when you arrive at the closing table. I'll be glad to look through the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.
Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed4.32%4.46%
15-yr Fixed3.83%4.03%
1-yr Adj3.5%4.34%
* national averages
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Jeff Miller,GRI / RE/MAX Advantage Realty 816C West Mills Street Columbus, NC 28722
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